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Layaway Program Details

Due to tough economic times, the demand for layaway
programs have increased. In order to keep up with that demand, we have
implemented what we feel is a very flexible program designed with the
customer's security, convenience, and ease of use in mind.
Here are the details:
* 10% down and at least 10% of the total purchase
price per month, (however you can always pay more on the down or monthly
payment if you desire.) For instance, on a $500.00 purchase, $50 dollars
down and $50 per month until the item is paid off.
* Layaway is available only on purchases of at least
$200.00.
* Our customers have the option to stop paying on their
layaways at any time and request a full refund on the amount paid. For
each payment received, the customer will get an eMail receipt with a
running total on what has been paid and what the balance is.
* Customer's money will be put in a special account
reserved just for layaways and will NOT be touched until the order is
either canceled or paid in full.
* Please note: we cannot guarantee the item on layaway
will be available at the time of pay-off. If the item is out of stock, the
customer will have the option to either wait or get a full refund. We
don't charge a service fee for layaways.
* Layaway customers have the option to pay via personal
check or money order.
* If you have any questions, don't hesitate to contact
us at
KDLTack@gmail.com. We will get back to you with a prompt reply and are
happy to work with you.
Thanks for your interest and kudos to
you for escaping the credit card crunch!

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